Institutional 0% interest loan program upgrade: easy to unlock interest-free limit of 200,000 - 10,000,000 USDT

1. Exclusive for New Customers: Unified Account Lending

Applicable to customers with a monthly trading volume of over $20 million, providing proof of trading volume for the past 30 days, you can obtain a lending limit upon joining Gate.io.

Lending Rules: After obtaining the quota within 30 days, if the cumulative trading volume meets the standard, you can enjoy a 90-day interest-free benefit. The interest-free loan limit and trading volume requirements are as follows:

| USDT Interest-Free Quota | 30-Day Cumulative Trading Volume $ | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >25,000,000 | | 400,000 | >50,000,000 |

Maturity Assessment: If the trading volume does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the standard is met, the interest-free period will be extended by 60 days, totaling 90 days interest-free.

2. Exclusive for Old Customers

1. Micro Lending (Unified Account) Applicable Customers: Existing customers with an average monthly trading volume of $30 million - $100 million in the past 90 days can apply for a maximum loan limit of 400,000 USDT.

Lending Rules: After obtaining the quota, every 30 days, if the trading volume increases or the market share of spot takers or the market share of contract takers reaches the standard, you can enjoy interest-free treatment and continue to borrow.

| USDT Interest-Free Quota | Assessment Method 1: 30-Day Trading Volume Growth Rate | | Assessment Method 2: Spot Market Order Trading Volume Market Share | | Assessment Method 3: Contract Market Order Trading Volume Market Share | | :--- | :--- | :--- |:--- | :--- | :--- | | 200,000 | 30% | or | 0.1% | or | 0.04% | | 300,000 | 40% | or | 0.18% | or | 0.08% | | 400,000 | 50% | or | 0.35% | or | 0.15% |

Assessment every 30 days: If the assessment does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be returned within 3 days; if the standard is met, the previous lending cycle enjoys interest-free status, continuous lending is possible, and a higher limit can be applied for.

• Trading volume growth rate calculation: 30-day trading volume / ( average daily trading volume over the past 90 days x 30) - 1
• Market share calculation: 30-day order transaction volume / 30-day total transaction volume on Gate.io
• Order execution rate requirement: For the above three assessment methods, the customer's executed trading volume must account for more than 60% of their total trading volume.

2. Large Amount Lending (OTC/Unified Account) Applicable Customers: Existing customers who have completed KYB certification and have a trading volume of over $100 million in the last 30 days can apply for a maximum interest-free limit of 10 million USDT based on their trading volume. Two lending methods are available: unified account lending and OTC lending.

Lending Rules: In the past 30 days, if the trading volume meets the order & fill requirements for contracts or spot trading in the table below, you can apply for the corresponding interest-free lending limit.

| Loan Limit USDT | Perpetual Contract Order Trading Volume $ | Perpetual Contract Taker Trading Volume $ | | Spot Order Trading Volume $ | Spot Taker Trading Volume $ | | :--- | :--- | :--- | :--- | :--- | :--- | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |

Total Quota ：

• Spot and contract calculations are separated, the total loan limit for spot + contract is 10 million USDT.

Assessment Period:

• Each natural month is an assessment period.
• Gate will conduct a trading volume audit on the first day of each month.

Assessment Criteria: Must meet the monthly trading volume requirements for the corresponding lending tier of the contract "taker and maker" or spot "taker and maker".

Non-compliance handling:

• If the trading volume requirement is not met, interest must be paid at the agreed rate, and the corresponding principal and interest must be returned within 3 days after the notification of the audit result (subject to the actual audit result notification email).
• Failure to repay on time will trigger the automatic repayment process; if the account balance is insufficient, forced liquidation may be initiated.

Notes:

1. Unified account loan funds can only be used for spot margin trading; OTC lending funds are not restricted to the market.
2. The trading volume of all zero-fee trading pairs is not counted in the statistics.
3. New customers cannot participate in the GMMC event simultaneously.
4. All loans in this plan require account margin, and the margin coefficient and risk control mechanisms follow the unified account. For details, please consult your account manager or visit https://www.gate.io/zh/loan-info.
5. The old Institutional 0% Loan Program event has ended.
6. For other details, please contact your account manager at mm@gate.io

Join now to make your capital flow more efficiently and trading easier! Gate team April 2, 2025 Gate of Cryptocurrency Safe, fast, and easy to trade over 3,800 cryptocurrencies Take Action Now Register an account, up to $10,000 welcome bonus available. Invite others to register, you can earn a 40% commission Follow official channels Visit Gate.io Official Website Download gate App | Desktop Follow X (Twitter), get the latest benefits. Join the Telegram community, discuss hot topics. Join the global community to get the latest news. Transparency Guarantee View 100% Reserve Proof