Institutional 0% interest loan plan upgrade: easy to unlock 200,000 - 10,000,000 USDT interest-free quota

Exclusive for New Customers: Unified Account Lending

Applicable to customers with a monthly trading volume of over $20 million. Provide proof of trading volume for the last 30 days to obtain borrowing limits upon joining Gate.io.

Lending Rules:

After obtaining the quota, if the cumulative trading volume reaches the standard within 30 days, you can enjoy a 90-day interest-free treatment. The interest-free lending limits and trading volume requirements are as follows:

| USDT interest-free quota | 30-day cumulative trading volume $ | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >25,000,000 | | 400,000 | >50,000,000 |

Maturity Assessment: If the trading volume does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the standard is met, the interest-free period will be extended by 60 days, totaling 90 days interest-free.

Exclusive for Old Customers: Unified Account Lending & OTC Lending

1. Unified Account Lending Applicable Customers: Existing customers with an average monthly trading volume of $30 million-$100 million in the last 90 days can apply for a maximum loan limit of 400,000 USDT. Lending Rules:

After obtaining the limit, assessments will be conducted every 30 days. If the trading volume increases or the 吃单 market share reaches the standard, you can enjoy interest-free treatment and continue to borrow.

| USDT Interest-Free Quota | 30-Day Trading Volume Growth Rate | Spot Market Share of Taker Volume |
| Contract Market Share of Taker Volume | | :--- | :--- | :--- | :--- | :--- | | 200,000 | 30% | 0.1% | or | 0.04% | | 300,000 | 40% | 0.18% | or | 0.08% | | 400,000 | 50% | 0.35% | or | 0.15% |

Assessment every 30 days: If the trading growth does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the standard is met, the previous borrowing period will enjoy interest-free status, allowing for continuous borrowing and the possibility to apply for a higher limit. Trading volume growth rate calculation: 30-day trading volume / average daily trading volume over the past 90 days x 30 - 1 Market share calculation: 30-day taker trading volume / 30-day Gate.io taker total trading volume Order execution rate requirement: Order execution volume accounts for more than 60% of total trading volume.

2. OTC Lending/Unified Account Lending Applicable Customers: Institutional clients who have completed KYB certification and have a trading volume of over $ 100 million in 30 days can apply for a maximum interest-free limit of 10 million USDT based on trading volume. Two types of lending methods are unified account lending and OTC lending.

Lending Rules:

If the trading volume in the last 30 days meets the contract or spot limit order & market order requirements in the table below, you can apply for the corresponding level of interest-free loan limit.

| Loan Limit USDT | Perpetual Contract Order Trading Volume $ | Perpetual Contract Taker Trading Volume $ |
| Spot Order Trading Volume $ | Spot Taker Trading Volume $ | | :--- | :--- | :--- | :--- | :--- | :--- | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 |

Total Quota ：

• Spot and contract loans can be separated, the total loan limit for spot + contract is 10 million USDT.

Assessment Period:

Each calendar month is an assessment period. Gate.io will conduct a trading volume review on the first day of each month.

Assessment Criteria: Must meet the monthly trading volume requirements corresponding to the lending tier for spot or contract transactions Non-compliance handling:

• If the trading volume requirements are not met, interest must be paid at the agreed rate, and the corresponding principal and interest must be returned within 3 days after the notification of the audit results (subject to the actual audit results notification email).
• Overdue repayments will trigger the automatic repayment process; if the account funds are insufficient, forced liquidation may be initiated.

Notes:

1. Unified account loan funds can only be used for spot margin trading. OTC lending funds are not restricted to the market.
2. The trading volume of all zero-fee trading pairs is not included in the statistics.
3. New customers cannot participate in the GMMC activity simultaneously.
4. All borrowing in this plan requires account margin, and the margin coefficient and risk control mechanism follow the unified account. For details, please consult your account manager or visit https://www.gate.io/zh/loan-info 5. For other details, please contact your account manager at mm@Gate.io.

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