Paypal will integrate PYUSD into the Stellar network.

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PayPal's CEO, Alex Chriss, announced that the company will bring PYUSD, PayPal's stablecoin, onto the Stellar network to enhance fast and cost-effective cross-border payments.

They are waiting for approval from NYDFS. PayPal intends to upgrade stablecoin for real-world and microfinance transactions, leveraging the speed and low costs of Stellar. This collaboration will also introduce the payment funding model (PayFi) for small businesses, allowing them to access working capital instantly. However, PYUSD faces challenges from the cryptocurrency's reputation and delays in NYDFS approval. Additionally, PYUSD competes with Circle's USDC, which is dominating the market. If PayPal succeeds, their stock may rise significantly, but if not, PYUSD could struggle.

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