تقارير جولدن فاينانس تشير إلى أن PEOPLE يتداول حاليًا عند 0.08628 دولار، مع زيادة نسبتها 27.8٪ خلال اليوم. يوجد تقلب كبير في السوق، يرجى اتخاذ التدابير اللازمة للحد من المخاطر.

Equities vs. Bonds: Navigating the Unemployment Rollercoaster Equities and bonds are two of the most common investment types that people consider when looking to invest their money. The performance of these two assets is often compared to the current state of the economy, particularly in relation to the unemployment rate. When the economy is experiencing low ERP [Equity Risk Premium] levels and an increase in unemployment rates, it is generally observed that equities tend to perform worse than bonds. Low ERP levels imply that investors are not receiving an adequate return on investment for the additional risk they are taking by investing in equities compared to bonds. In addition, increasing unemployment rates often indicate a slowing economy, which can lead to decreased company profits and lower stock prices. As a result, investors may be hesitant to take on additional risk by investing in equities and may prefer to invest in safer assets such as bonds. However, it's important to note that there are times when the potential returns of moving towards a riskier investment strategy may be worth the risks associated with late-cycle economic conditions. If there is positive momentum for the growth and inflation mix, it can lead to better returns for equities even in such conditions. When considering global equities, investors must keep in mind several factors that can affect their performance. The first factor to consider is the declining SPX [S&P 500 Index] forward earnings. This implies that the projected future earnings of companies listed on the S&P 500 Index are decreasing. The second factor is an inverted yield curve, where short-term interest rates are higher than long-term interest rates. This inversion often indicates an economic recession. The third factor to consider is below-average unemployment rates. This suggests that the economy may be overheating, which can lead to inflation and interest rate hikes by central banks, which in turn can lead to a downturn in equity markets. The fourth factor is manufacturing PMIs [Purchasing Managers' Index] below 50, which indicate a contraction in manufacturing activity. Finally, the fifth factor is 40% of banks tightening their lending standards, which can lead to reduced credit availability and a decrease in economic growth. It is rare for all five of these factors to be present simultaneously, but unfortunately, this is the case today. Therefore, investors need to keep a close eye on these factors and adjust their investment strategies accordingly. Understanding the current economic conditions and how they relate to equities and bonds is essential for successful investment decision-making.

The US Housing Market in 2023: MBA Data Reveals Possible Rebound in Refinancing The MBA mortgage data suggests that there have been significant changes in the housing market in recent years. One key trend is the impact of higher mortgage rates on refinancing activity. According to the MBA Refinance Application Index, the refinance index experienced a sharp decline in 2022, likely due to the increased cost of borrowing associated with higher mortgage rates. This decline in refinancing activity is indicative of a broader trend towards lower overall demand for mortgages, as borrowers may be deterred by the higher costs of borrowing. However, there are some indications of a possible rebound in refinancing activity as of 2023, as suggested by the slight tick noted in the data. This could be due to a variety of factors, such as changes in the broader economic environment or adjustments to lending policies by mortgage providers. Nonetheless, the data suggests that the impact of higher mortgage rates on refinancing activity is likely to continue to be a key trend in the housing market in the coming years. Another important trend highlighted by MBA Purchase Application Index is the significant decline in purchase activity, which is down 36% year-over-year unadjusted. This suggests that fewer people are buying homes, likely due to a combination of factors such as higher mortgage rates, tighter lending standards, and a limited supply of available homes. This decline in purchase activity could have broader implications for the housing market and the broader economy, as home buying and construction are often seen as key drivers of economic growth.

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Food for thought: Hong Kong Emerges as a Crypto Hub Again as the US Cracks Down As the United States government tightens its grip on the cryptocurrency industry, Hong Kong is opening up to the world of digital assets. Hong Kong has long been a bridge between the West and Greater China, and was once home to several cryptocurrency firms, including Bitmex, Amber, and FTX. When China implemented its crypto ban, it was believed that Hong Kong's crypto industry was nearing its end. However, the opposite seems to be happening. After FTX, Hong Kong has become more progressive in offering a legal pathway for crypto startups to operate. The city recognizes that the ambiguous “regulation by enforcement” approach that stifles innovation, and a middle ground must be found. Recently, HashKey Capital was granted a license to offer regulated OTC crypto trading, and the SFC is soliciting feedback on its proposed licensing regime for crypto exchanges. The proposed framework for crypto exchanges includes lifting the limit for accredited investors, pre-approving assets by a committee, requiring exchanges to apply for securities and virtual assets licenses, and implementing knowledge and risk assessments for non-institutional users. This framework is a strong signal to crypto founders that there will be a clear pathway for exchanges to operate legally. With more exchanges likely to set up a presence in Hong Kong via regulated means as part of their China strategy, local offerings will likely resemble Coinbase US or Binance US, with strict position limits and limited derivatives offerings, but open to all retail investors. The fact that there will be a clear regulatory framework will provide a boost to the industry and may encourage more people to use crypto. In conclusion, while the US is taking a tough stance on crypto, Hong Kong is opening up to it. Hong Kong recognizes that the industry needs clear regulatory guidance to expand, and the proposed licensing regime for crypto exchanges provides a clear pathway for firms to operate legally. With more exchanges likely to set up in Hong Kong, the city may regain its position as a leading crypto hub.

🔥 يستمر 🔥 ارتفاع #MEME板块# TURBO بزيادة 94٪ في 24 ساعة BONK يرتفع أكثر من 55٪ في 24 ساعة الناس بزيادة 38٪ في 24 ساعة

🔥 قائمة البحث الشائعة اليوم Top5 🔥 💥 PEOPLE: +36.76% 💥 ADP: +16.75% 💥 BONK: +19.79% 💥 WIF: +18.24% 💥 ONDO: +13.75% [ابتهاج] أي عملة ترى أنك تفضلها؟ نرحب بمناقشتها في التعليقات👏

📊💎💥 🚨 The REAL REASON Bitcoin Is Going Up… 🤑  No1. #Baiden# s big bank bailout! No.2 #CreditSuisse# bank #bailout# Thank god they made this decision, now people can be relief about their deposits. Let me know your opinion in the comment se cti on👇🏼💰

في 9 يونيو، أظهرت الأسعار أن PEOPLE تجاوزت 0.143 دولار لفترة قصيرة، وهي الآن عند 0.1387 دولار، بارتفاع قدره 25.2٪ خلال 24 ساعة.

ذكرت جينسي كايجين أن ماسك قد كتب "القوة للشعب" على منصة إكس. وربما بسبب ذلك، قامت عملة PEOPLE بارتفاع مؤقت وتخطت الـ 0.077 دولار، وتم تسجيل سعرها الحالي عند 0.07707 دولار، مع زيادة بنسبة 13.63٪ خلال 24 ساعة.

Food for thought: Arbitrum DEX Volume Hits $1B On March 11th, the volume of transactions on the Arbitrum DEX reached an unprecedented milestone, surpassing $1 billion in daily trading volume. This significant achievement indicates a surge in activity on the platform and suggests a growing interest in decentralized finance [DeFi] among investors and traders. Arbitrum, which is built on the Ethereum network, is a layer 2 scaling solution that seeks to address some of the limitations of the Ethereum blockchain, such as high transaction fees and network congestion. By using Arbitrum, users can execute transactions faster and more efficiently while paying significantly lower fees than on the Ethereum mainnet. The increase in trading volume on Arbitrum is a positive development for the DeFi ecosystem and suggests that decentralized finance is here to stay. As more people adopt this technology, we can expect to see even greater innovation and growth in the DeFi space.

Inflation, Recession, and Financial Stability: What Investors Need to Know Despite recent turmoil in the banking industry, there is evidence that we may see a positive scenario where inflation cools to manageable levels without the economy sinking into a recession. The Federal Reserve has adopted a less hawkish tone and signaled the end of interest rate hikes, but inflation still needs to come down further before the central bank is comfortable with price levels. This means that monetary policy will remain tight, leading to tighter financial conditions and possibly lower stock valuations. While recession risks have intensified recently, consumers are coming from a strong financial position, with unemployed people finding jobs, those with jobs getting raises, and many having excess savings to tap into. Therefore, any downturn is unlikely to turn into an economic calamity, given the financial health of consumers and businesses. For the curious minds, I’ve gathered and summarized some of the key data from last week in this article: [https://www.gate.io/posts/3578996](https://www.gate.io/posts/3578996?type=comment)

📊💎💥 How to convince people to jump into Bitcoin? 🔥 🎯As the market digests the banking crisis, people lost trust in banking and wanted to start invest in Bitcoin but with all the frauds had happened this could be a hard decision for them. #Crypto# Let me know your opinion in the comment section.👇🏼💰#Financial# #Bank# #Fraud#

Fed Faces Dilemma: Inflation or Financial Stability? The recent banking crises at SVB and Credit Suisse have brought to the forefront concerns about financial stability. Some people may attribute these crises to mismanagement, but there are clear indications that the impact of the crises may have long-term effects on the system. This is particularly worrisome because higher interest rates could ripple through the system, exacerbating the situation. When it comes to making decisions, the Federal Reserve [Fed] must weigh the risks of inflation and over-employment against the risks of financial stability. In this case, financial stability seems to be the greater threat. This is evident from the actions of the Fed and the Treasury, who are moving to remove financial system risk. There is currently hesitation to hike at the Fed because of the recent banking crises. Big bank failures may become more of a component of Powell's "totality of data" when making decisions. This is because financial stability is a crucial factor, and big bank failures may cause a ripple effect throughout the system. If this were to happen, it could lead to tighter financial conditions, making it more challenging for businesses and individuals to access credit. The Bloomberg US Financial Conditions Index provides a good indicator of how to envision the banking crisis. The index tracks the overall level of financial stress in the US money, bond, and equity markets to assess the availability and cost of credit. A positive value indicates accommodative financial conditions, while a negative value indicates tighter financial conditions relative to pre-crisis norms. The sharp drop in the index shows that financial conditions are becoming tighter, which is a cause for concern.

Payroll Data: Labor Market Healthy, But Systemic Risks Loom The recent payroll data, which refers to the report that provides a snapshot of the number of people employed in the United States, showed that the non-farm payrolls increased by 311k, which is higher than the expected 225k. This result suggests that the economy has stronger momentum than previously anticipated. It is an indication of a positive trend in the labor market and the overall economy. However, there are some concerns with the data. Firstly, the unemployment rate increased from 3.4% to 3.6%, which was higher than the expected 3.4%. While this may seem contradictory to the strong NFP figure, it is because of the increase in the labor force participation rate, which also increased from 63.2% to 63.4%. This indicates that more people are actively seeking work, and the labor market is growing. Secondly, the average hourly earnings only increased by 0.2%, which is lower than the expected 0.3%. This suggests that wage growth is not keeping pace with the pace of job creation. However, this could also be seen as a positive as it indicates that the labor market is not yet overheating, and there is still room for more job creation without causing significant wage inflation. Overall, the data suggests that the labor market is healthy and improving, but with some areas of concern. The cooling inflation and the wait-and-see job market indicate that there is still room for growth and development. However, there are also systemic risks that need to be closely monitored, such as geopolitical tensions, trade disputes, and financial instability, among others.

US Regional Bank ETFs Gain $1.7bn Despite Financial Deterioration Despite the financial conditions experiencing a significant decline, there are still individuals who are willing to take risks and purchase stocks during times of substantial market corrections. In fact, these risk takers have made the 8th largest purchase during these market corrections, alongside their investments in US regional bank ETFs, which amount to over US$1.7bn. It is important to note that ETFs are investment funds that track the performance of an index, commodity, or other asset, and are traded on stock exchanges like individual stocks. On the other hand, there are individuals who prefer safe investments over risky ones. This is evident in the context where there has been a considerable decrease in the difference between the amount of money invested in risky assets, such as stocks, and safe assets, like bonds or cash equivalents. This could suggest that more people are choosing safer investments given the current financial climate.

ذكرت جينسي كايجين أن PEOPLE تجاوزت 0.094 دولار وهي الآن تتداول بسعر 0.09312 دولار، مع زيادة بنسبة 18.3% على مدار 24 ساعة، وتشهد تقلبات كبيرة في السوق، يرجى اتخاذ التدابير اللازمة للتحكم في المخاطر.

Assessing the Current State of Financial Conditions and M&A Activity in the US Financial conditions are an essential component of the overall economic health of a country. The United States' True Financial Conditions Index, which measures various economic indicators, is currently close to a 40-year low. This has led to concerns about the state of the US economy, with many experts wondering whether the situation will improve or worsen in the coming months. However, real-world signs of financial stress remain relatively muted, which begs the question: are the financial stress indicators wrong and will have to play catchup? Or are they right, and people are overreacting? To answer this question, we need to examine both the financial conditions index and the real-world economic indicators in more detail. The US True Financial Conditions Index takes into account several factors, such as inflation, unemployment, and interest rates, to determine the overall state of the economy. According to the index, the current financial conditions in the US are among the worst they have been in the past 40 years. This has led to concerns among investors and policymakers alike, as a weaker economy can lead to lower investment and job growth. However, the real-world signs of financial stress are not as severe as the financial conditions index would suggest. While there have been some challenges in the economy, such as supply chain disruptions and labor shortages, these have not led to significant economic downturns. Instead, many businesses have been able to adapt and find new ways of operating, which has helped to mitigate the effects of the weaker economy. The question remains whether the financial stress indicators are inaccurate and will need to catch up with the real-world indicators, or whether people are overreacting to the current situation. It's difficult to say for certain, but it's likely that the truth lies somewhere in between. While the economy is facing challenges, it's not on the brink of collapse, and there are signs of recovery on the horizon. One area where this is particularly evident is in the field of mergers and acquisitions (M&A). Despite the weaker economy, the total spending on US M&A deals increased by 136% between January and February of this year. This is a significant increase and suggests that many investors still see potential in the US economy. However, the number of US M&A deals decreased by 23% during the same period. This suggests that while there is still money to be made in the US economy, investors are becoming more cautious and selective about the deals they pursue. This could be due to concerns about the overall state of the economy and the potential for further economic challenges in the coming months. In conclusion, the current state of financial conditions in the US is a cause for concern, but it's not necessarily an indication of imminent economic collapse. The real-world indicators suggest that the economy is still relatively stable, and there are signs of recovery on the horizon. However, investors and policymakers must remain vigilant and take steps to address the challenges facing the economy to ensure long-term stability and growth.

The Fear of a Banking Crisis: Why Investors are Turning to Alternative Stores of Value The US Federal Reserve has the power to raise or lower interest rates. But what would happen if the Fed raised the interest rate too fast? No one knows for sure, but we do know that seeing stocks being sold down in the past year was not a concern because shareholders who have greater financial resources are better equipped to handle such volatility. However, when innocent depositors get hurt, that's not acceptable. Recently, the US government stepped in quickly to make sure depositors of Silicon Valley Bank and Signature Bank got most of their money back. But the fear of a banking crisis has not subsided, and bank stocks are still getting hammered. This is because people are expecting more banks to fail, and the thought of this issue is spooking investors. To be clear, depositors are getting their money back, but not the shareholders or even the bondholders of the banks. Shareholders of Silicon Valley Bank would get nothing. Any further sale will be heavily discounted, if they occur at all. It's understandable that shareholders are selling their bank stocks as it's a survival instinct kicking in. Besides the stock market, the price movements in other assets are telling us that "money is scared." Investors are seeking safety by diversifying their investments and turning to alternative stores of value in order to hedge against the US dollar and the financial system. This trend is reflected in the recent weakening of the US dollar and the concurrent surge in assets such as gold, silver, and cryptocurrency, which have long been viewed as alternative forms of currency. The current market conditions are clearly demonstrating this shift in investment strategy. The largest bond ETF, Vanguard Total Bond Market ETF [BND], has risen by 2% in a matter of days, which is atypical since bond prices are expected to decline with an anticipated increase in interest rates, given the inverse relationship. When stock prices drop and bond prices rise, it often indicates that investors are seeking safety. This can lead to a sell-off in stocks as investors shift their funds to the perceived safety of bonds, which offer principal guarantees at maturity. The US Dollar Index has decreased by nearly 2% in the past five days, while the largest gold ETF, SPDR Gold Trust [GLD], has seen a 4% increase in value. Even silver, which is sometimes referred to as "poor man's gold," has experienced a 5% increase, as evidenced by the iShares Silver Trust [SLV]. Cryptocurrency has experienced even more dramatic growth, with Bitcoin experiencing a staggering 19% increase in value over the past five days. Recent market movements indicate that interest rate risk may not be the primary factor driving asset prices at present. Instead, concerns about the stability of the financial system are influencing investment decisions. Although there may be some attractive opportunities to invest in bank stocks that are likely to weather this episode, it's important to assess their capital ratios after adjusting for unrealized losses to identify the stronger banks. Banks with a smaller decline in their capital ratio are generally considered more resilient. In this chart, JP Morgan, Citi, and M&T Bank appear to be among the most resilient banks. In summary, the fear of a banking crisis has led to investors seeking safety by turning to alternative stores of value, such as gold, silver, and cryptocurrency. The current market conditions are demonstrating a shift in investment strategy, with concerns about the stability of the financial system influencing investment decisions.

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